This 5I HDB flat at 138A Lorong 1A Toa Payoh offers 1,216 sqft of well-laid-out living space with 3 bedrooms and 2 bathrooms. The unit has been nicely renovated and is described as bright and airy. It sits within The Peak @ Toa Payoh, a 99-year leasehold development completed in 2012. Braddell MRT station is approximately 1.1 km away and Toa Payoh MRT station is about 1.3 km away, providing convenient public transport access. Nearby schools include CHIJ Secondary School (0.6 km) and Beatty Secondary School (1.0 km). Grocery options such as FairPrice Xpress (0.5 km) and FairPrice (0.7 km) are close by. The development features BBQ pits, a fitness corner, and a playground.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$4,318
↳Principal$1,802
↳Interest$2,516
Loan amount$862,500
Down payment$287,500
↳Min. cash (5%)$57,500
↳CPF OA usable$230,000
Buyer's Stamp Duty (BSD)$30,600
Upfront cash + CPF needed$318,100
Total interest over loan$432,863
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
Walking times are estimates based on straight-line distance to the station.
Schools nearby
Primary — within 1km (Phase 2A priority)
Kheng Cheng School199 m
CHIJ Primary (Toa Payoh)597 m
Marymount Convent School753 m
Primary — 1-2km (Phase 2B priority)
Pei Chun Public SchoolBorderline1097 m
First Toa Payoh Primary School1.2 km
Kuo Chuan Presbyterian Primary School1.8 km
Secondary & JC — within 2km
CHIJ Secondary (Toa Payoh)0.5 km
St. Joseph's Institution International0.6 km
Raffles Girls' School (Secondary)0.7 km
Beatty Secondary School0.9 km
Guangyang Secondary School1.0 km
Raffles Institution1.1 km
Catholic Junior College1.8 km
Kuo Chuan Presbyterian Secondary School1.8 km
Australian International School Singapore2.0 km
Catholic High School2.0 km
Schools shown at 0.9–1.1 km sit right on the 1 km line. Our distance is straight-line; MOE's official measurement may differ by a few metres, so verify these borderline schools on the MOE / OneMap school-finder before relying on them.
Distance is straight-line, not walking. School priority distances are MOE registration rules; balloting may still apply.
