How much lease is left — and what it means for your loan, CPF, and resale down the line.
Shown on most listings; or 99 − (current year − lease start year)
Remaining lease
65 years
Loan impact
Full financing is generally available — the lease comfortably covers a normal loan tenure.
CPF usage impact
Full CPF OA can be used (up to the Valuation Limit) — the lease covers the youngest buyer to age 95.
Future buyer pool
Fairly broad, but older buyers start to see CPF/loan limits.
Resale liquidity risk
Low risk — easy to resell to a wide pool.
Own stay vs investment
Suitable for both own-stay and investment, with normal due diligence.
Indicative only. Exact CPF, loan and LTV outcomes depend on your age, the property and bank/HDB assessment. Verify with CPF Board, HDB and your banker.