Property guides & insights
Helping you make smarter decisions in Singapore property.
HDBSifuProperty™
HDB
The First-Timer's Complete Guide to the HDB BTO Process
If you've never bought an HDB flat before, the BTO journey from application to key collection can feel overwhelming — this guide walks you through every stage.
PropertySifu Team5 days ago7 min read
SellingSifuProperty™
Selling
En Bloc Sales in Singapore: What Every Owner Must Know
An en bloc sale can deliver a windfall — or a headache. Here is what every Singapore homeowner needs to understand before voting yes or no.
PropertySifu Team7 days ago7 min read
BuyingSifuProperty™
Buying
The Complete Guide to Buying a Resale Condo in Singapore
Buying a resale condo involves more steps and costs than most buyers expect — here is exactly what to prepare for, from your first viewing to collecting the keys.
PropertySifu Team8 days ago7 min read
FinancingSifuProperty™
Financing
ABSD Explained: How Much Extra Tax Will You Really Pay?
Additional Buyer's Stamp Duty can add tens of thousands of dollars to your purchase — here is exactly how it works, who pays what, and how to plan around it.
PropertySifu Team9 days ago7 min read
FinancingSifuProperty™
Financing
TDSR and MSR Explained: What Every Singapore Buyer Must Know
Before any Singapore bank will approve your home loan, it runs two critical stress tests — here is exactly how TDSR and MSR work and what they mean for your budget.
PropertySifu Team10 days ago7 min read
FinancingSifuProperty™
Financing
How to Use Your CPF OA to Buy a Home in Singapore
Your CPF Ordinary Account can cover a significant chunk of your home purchase — but the rules on how much you can use, and when they cap out, catch many buyers off guard.
PropertySifu Team11 days ago7 min read
BuyingSifuProperty™
Buying
Executive Condos Explained: The Complete EC Buyer's Guide
Executive Condos sit in a unique middle ground between HDB and private property — here is everything you need to know before buying one.
PropertySifu Team12 days ago7 min read
HDBSifuProperty™
HDB
How Lease Decay Affects Your HDB Flat's Value and Loan
If you are eyeing an older HDB resale flat, understanding how lease decay affects your CPF usage, bank loan eligibility, and eventual resale value could save you from a costly surprise.
PropertySifu Team12 days ago7 min read
How-to
How AI Changes Singapore Property Search in 2026
PropertySifu uses Claude AI for listing descriptions, lead scoring, instant Q&A, and price estimates. Here's what that means for buyers — and why it matters.
PropertySifu Teamabout 2 months ago5 min read
Market
HDB Resale Prices 2026: What Buyers Need to Know
HDB resale prices have settled after the 2022–24 spike. Here's where prices are heading in 2026, which mature estates still offer value, and what new MOP supply means for your offer.
PropertySifu Teamabout 2 months ago6 min read
Guides
BTO vs Resale: Which Is Better for First-Time Buyers in 2026?
BTO waits are shorter than they used to be, but resale flats still have the location, size, and immediacy edge. Here's how to actually decide between them for your situation.
PropertySifu Teamabout 2 months ago8 min read