What can you really afford? Enter your finances to see your safe and maximum property budget.
Optional — your comfortable monthly mortgage
You can afford up to
$1,087,000
Comfortable target: around $1,053,000
| Safe | Stretch (max) | |
|---|---|---|
| Property price | $1,053,000 | $1,087,000 |
| Estimated loan | $789,750 | $815,250 |
| Required cash | $189,970 | $199,830 |
| Required CPF OA | $100,000 | $100,000 |
| Stamp duty (BSD + ABSD) | $26,720 | $28,080 |
| Monthly repayment | $3,546 | $3,661 |
Assumes 75% LTV, 0% ABSD, 3.5% interest over 30 years, TDSR servicing limit, stress-tested at 4%. Indicative only.
Indicative only. Actual loan eligibility, LTV, TDSR/MSR, CPF usage and stamp duty depend on your full profile and bank/HDB approval. Confirm with a banker, mortgage broker or the relevant authority.