SifuProperty

Property calculator

Everything you need to plan a Singapore property purchase — monthly repayment, BSD + ABSD, max loan from TDSR/MSR, LTV, CPF usage, and annual property tax.

Property + loan

The rest is cash.

Buyer profile

Monthly repayment$5,632
Loan amount$1,125,000
Total interest$564,605

Stamp duty

BSD$44,600
Total$44,600

Down payment split

CPF (OA)$225,000
Cash$150,000
Cash + stamp duty$194,600

Maximum loan eligibility

By TDSR (55%)$1,562,983
By LTV (75%)$1,125,000
Effective max loan$1,125,000

Limited by LTV. Uses MAS 4% stress-test rate floor.

Annual property tax

Owner-occupier$1,120

Based on AV. Non-owner-occupied rates are significantly higher (12%-36%).