Used CPF for your home? See the accrued interest, what you must refund on sale, and the cash you actually keep.
Total CPF OA put into the property
For the older-property CPF limit
CPF refund on sale
$230,415
$180,000 principal + $50,415 accrued interest
Cash proceeds
$269,585
Sale price − loan − CPF refund
The refund returns to your CPF OA — you can use it again for your next home.
Indicative only. Accrued interest compounds at the prevailing CPF OA rate (2.5%/yr used here); your actual refund, limits and retirement-sum rules depend on your CPF records and age. Verify on the CPF Board website (your CPF property withdrawal statement shows the exact figure).