A rare 4NG (New Generation) HDB flat at Blk 102 Jalan Rajah is available for sale. The unit comprises 3 bedrooms plus a storeroom and 2 bathrooms, with the master bedroom featuring an attached bathroom. The layout is squarish and efficient with no wasted space, and the kitchen is well-sized. The apartment is bright and well-ventilated. It is situated on a low floor, with the unit facing another unit door-to-door for added privacy. The lift is at the same level and lift upgrading has been completed. Ample surface car parking is available nearby. The block is within easy walking distance of HDB Hub, Toa Payoh Bus Interchange, and Toa Payoh MRT Station, with a bus stop right at the foot of the block. Food outlets, supermarkets, and expressway access are all conveniently close. SAFRA Toa Payoh clubhouse, childcare centres, schools, parks, public swimming pools, and a sports hall are all in the vicinity. Shaw Plaza and ZhongShan Mall — both with supermarkets and dining options — are a short walk away. The surrounding environment is described as park-like and peaceful, with riverside living nearby.
Low floorLift landing unitLift upgrading completedMaster bedroom with attached bathroomSquarish layoutStoreroomDoor-facing-door unit for privacyBright and well-ventilated
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$2,103
↳Principal$878
↳Interest$1,225
Loan amount$420,000
Down payment$140,000
↳Min. cash (5%)$28,000
↳CPF OA usable$112,000
Buyer's Stamp Duty (BSD)$11,400
Upfront cash + CPF needed$151,400
Total interest over loan$210,786
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.