A rare 4NG (New Generation) HDB flat available for sale at Blk 102 Jalan Rajah. The unit features 3 bedrooms plus a storeroom, 2 bathrooms including a master bedroom with attached bathroom, and a well-sized kitchen. The layout is squarish and efficient with no wasted space, offering bright and well-ventilated living. Situated on a low floor, the unit is a door-face-door configuration providing a high level of privacy, and lift upgrading has been completed. The surrounding environment is peaceful and park-like, with riverside living nearby. Within easy walking distance are HDB Hub, Toa Payoh Bus Interchange, and Toa Payoh MRT Station. A bus stop is located at the foot of the block. Nearby amenities include food outlets, supermarkets, expressway access, Safra Toa Payoh clubhouse, childcare centres, schools, parks, public swimming pools, and a sports hall. Shaw Plaza and ZhongShan Mall are a short walk away, both offering supermarkets and dining options. Ample surface car parking is available. Motivated seller.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$2,103
↳Principal$878
↳Interest$1,225
Loan amount$420,000
Down payment$140,000
↳Min. cash (5%)$28,000
↳CPF OA usable$112,000
Buyer's Stamp Duty (BSD)$11,400
Upfront cash + CPF needed$151,400
Total interest over loan$210,786
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
