This 3-room HDB flat at 104A Bidadari Park Drive sits on the 14th floor of a 17-storey block in the popular Bidadari estate. The unit has a regular, efficient layout with minimal wasted space, and benefits from good natural light and ventilation throughout the day. The main door faces West while the living room faces East. With approximately 94 years of lease remaining, the flat offers strong long-term value. It is open to all ethnic groups and is situated in a quiet residential environment. The Bidadari precinct is a newer-generation town surrounded by parks, amenities, and lifestyle conveniences, with good transport connectivity including proximity to Woodleigh MRT Station.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$3,191
↳Principal$1,332
↳Interest$1,859
Loan amount$637,500
Down payment$212,500
↳Min. cash (5%)$42,500
↳CPF OA usable$170,000
Buyer's Stamp Duty (BSD)$20,100
Upfront cash + CPF needed$232,600
Total interest over loan$319,943
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
