This 3-bedroom, 2-bathroom HDB flat (4A model) at 17 Joo Seng Road spans 1,108 sqft and is available for immediate move-in. The unit is unfurnished and sits within easy reach of two MRT stations — Bartley MRT at approximately 0.8 km and Tai Seng MRT at around 1.1 km. Families with school-going children will find the proximity to Maris Stella High School (0.6 km) and Cedar Girls' Secondary School (1.5 km) convenient. Daily groceries are easily handled at Prime supermarket just 360 m away, while Nex shopping mall is about 2.0 km from the block. The development includes a car park facility.
Near Bartley MRT (0.8 km)Near Tai Seng MRT (1.1 km)Near Maris Stella High School (0.6 km)Near Cedar Girls' Secondary School (1.5 km)Near Prime supermarket (360 m)Near Nex mall (2.0 km)
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$2,553
↳Principal$1,066
↳Interest$1,488
Loan amount$510,000
Down payment$170,000
↳Min. cash (5%)$34,000
↳CPF OA usable$136,000
Buyer's Stamp Duty (BSD)$15,000
Upfront cash + CPF needed$185,000
Total interest over loan$255,954
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
Walking times are estimates based on straight-line distance to the station.
Schools nearby
Primary — within 1km (Phase 2A priority)
Cedar Primary School642 m
Primary — 1-2km (Phase 2B priority)
Canossa Catholic Primary SchoolBorderline1063 m
Paya Lebar Methodist Girls' School (Primary)1.6 km
St Andrew's School (Junior)1.9 km
Secondary & JC — within 2km
Bartley Secondary School0.5 km
Maris Stella High School0.7 km
Cedar Girls' Secondary School0.9 km
St. Gabriel's Secondary School1.3 km
Stamford American International School1.3 km
How this price compares
This unit
S$614 psf
Toa Payoh HDB median
S$797 psf
23% below town median
Based on 464 recent HDB resale transactions in Toa Payoh (data.gov.sg, last 6 months). A comparison, not a valuation.
Paya Lebar Methodist Girls' School (Secondary)
1.7 km
Nexus International School Singapore1.7 km
St Andrew's School (Secondary)1.8 km
Zhonghua Secondary School1.9 km
Schools shown at 0.9–1.1 km sit right on the 1 km line. Our distance is straight-line; MOE's official measurement may differ by a few metres, so verify these borderline schools on the MOE / OneMap school-finder before relying on them.
Distance is straight-line, not walking. School priority distances are MOE registration rules; balloting may still apply.
