A rare opportunity to own a well-located 3I HDB flat in the heart of Toa Payoh. This unit is in original condition, making it ideal for buyers who want to renovate and design their home from scratch.
- Spacious and practical layout
- Original condition: renovate to your own style
- Excellent potential for value enhancement
- Quiet and established residential neighbourhood
- Toa Payoh MRT exit D 1 min walk away
- Surrounded by coffee shops, supermarkets, markets, and daily amenities
- Easy access to schools, parks, and healthcare facilities
If you’re looking for a centrally located home with renovation potential, this is a great opportunity not to be missed.
Contact Justin at 91.33.64.99 for an exclusive viewing.
AI answers from listing facts only. Anything ambiguous, ask the agent.
Get pre-approved
Free instant estimate of how much you can borrow for this property, using TDSR + MSR rules.
Affordability calculator
Monthly repayment + total upfront — Singapore BSD/ABSD included.
%
%
Monthly repayment$1,498
↳Principal$625
↳Interest$873
Loan amount$299,250
Down payment$99,750
↳Min. cash (5%)$19,950
↳CPF OA usable$79,800
Buyer's Stamp Duty (BSD)$6,570
Upfront cash + CPF needed$106,320
Total interest over loan$150,185
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
