This is a corner unit (no extension) 5I HDB flat located at 249 Hougang Avenue 3, Hougang. The unit spans approximately 123 sqm (1,323 sqft) and comes with 3 bedrooms and 2 bathrooms intact. It is partially furnished and sits on a 99-year lease that commenced in January 1985, with a remaining balance of approximately 58 years. The flat is within walking distance of various amenities including a wet market and clinics. It is also conveniently located near Kovan MRT Station (NE13) and the upcoming Defu MRT Station (CR7).
Property details
Tenure
99-year Leasehold
Remaining lease
≈ 58 years
Lease commencement
1985
Furnishing
partial
Amenities
Air conditionerBalconyBedroom cabinetsCar parking outside
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$2,591
↳Principal$1,081
↳Interest$1,509
Loan amount$517,500
Down payment$172,500
↳Min. cash (5%)$34,500
↳CPF OA usable$138,000
Buyer's Stamp Duty (BSD)$15,300
Upfront cash + CPF needed$187,800
Total interest over loan$259,718
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
