A rarely available 5I model HDB flat on the top floor at Block 153 Bishan Street 13. This corner unit features a recessed balcony, three squarish bedrooms, and two bathrooms across approximately 1,400 sqft (130 sqm). The layout is spacious and regular with no odd shapes, and the unit is described as bright, breezy, and well-maintained. Amenities including a food centre, supermarket, and shops are located just across the road. Bishan MRT/Bus Interchange and Junction 8 Shopping Mall are nearby. Open to all races and permanent residents. Multiple primary and secondary schools are within 1–2 km, including Pei Chun Public School, Kuo Chuan Presbyterian Primary School, and Catholic High School.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$3,860
↳Principal$1,611
↳Interest$2,249
Loan amount$771,000
Down payment$257,000
↳Min. cash (5%)$51,400
↳CPF OA usable$205,600
Buyer's Stamp Duty (BSD)$25,720
Upfront cash + CPF needed$282,720
Total interest over loan$386,942
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
