A 4-room HDB flat available for sale at Block 181 Bishan Street 13, Bishan. The unit is a mid-floor corridor flat spanning approximately 1,109 sqft, offering a functional and efficient layout with well-sized living, dining, bedroom, and kitchen areas. The flat is in original condition, making it suitable for buyers who prefer to renovate and customise to their own taste. The environment is described as bright and breezy. Located about 8 minutes' walk from Bishan MRT station, the property is also conveniently close to Junction 8 shopping mall, eateries, supermarkets, and schools, with easy access to major expressways.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$3,116
↳Principal$1,301
↳Interest$1,816
Loan amount$622,500
Down payment$207,500
↳Min. cash (5%)$41,500
↳CPF OA usable$166,000
Buyer's Stamp Duty (BSD)$19,500
Upfront cash + CPF needed$227,000
Total interest over loan$312,415
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
Walking times are estimates based on straight-line distance to the station.
Schools nearby
Primary — within 1km (Phase 2A priority)
Kuo Chuan Presbyterian Primary School240 m
Primary — 1-2km (Phase 2B priority)
First Toa Payoh Primary SchoolBorderline1024 m
St. Gabriel's Primary SchoolBorderline1049 m
Townsville Primary School1.2 km
Pei Chun Public School1.4 km
Kheng Cheng School1.5 km
CHIJ Our Lady Of Good Counsel1.5 km
How this price compares
This unit
S$748 psf
Bishan HDB median
S$729 psf
In line with town median
Based on 192 recent HDB resale transactions in Bishan (data.gov.sg, last 6 months). A comparison, not a valuation.
Yangzheng Primary School
1.7 km
Marymount Convent School1.7 km
Teck Ghee Primary School1.8 km
Secondary & JC — within 2km
Kuo Chuan Presbyterian Secondary School0.3 km
Guangyang Secondary School0.6 km
Australian International School Singapore0.7 km
Beatty Secondary School0.8 km
Catholic High School1.1 km
Raffles Institution1.1 km
Whitley Secondary School1.3 km
Raffles Girls' School (Secondary)1.3 km
Nanyang Junior College1.5 km
Zhonghua Secondary School1.8 km
Deyi Secondary School1.9 km
Eunoia Junior College1.9 km
Schools shown at 0.9–1.1 km sit right on the 1 km line. Our distance is straight-line; MOE's official measurement may differ by a few metres, so verify these borderline schools on the MOE / OneMap school-finder before relying on them.
Distance is straight-line, not walking. School priority distances are MOE registration rules; balloting may still apply.