This well-maintained and nicely renovated 4A model HDB flat at 234 Bishan Street 22 offers a generous 1,109 sqft of living space, providing a spacious and functional layout for comfortable family living. The unit is partially furnished and comes with cabinets, fans, and modern kitchen furnishings. Commuting is convenient with Bishan MRT station just 0.7 km away. Families will value the proximity to Catholic High School (0.5 km) and First Bridge Montessori (0.9 km), with Catholic High School falling within the 1 km radius. Daily essentials are easily accessible with FairPrice Bishan (0.8 km) and Giant Supermarket (1.1 km) nearby, while Junction 8 (0.6 km) and Teck Ghee Court (1.1 km) offer dining and retail options.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$3,337
↳Principal$1,393
↳Interest$1,944
Loan amount$666,666
Down payment$222,222
↳Min. cash (5%)$44,444
↳CPF OA usable$177,778
Buyer's Stamp Duty (BSD)$21,267
Upfront cash + CPF needed$243,489
Total interest over loan$334,580
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
