A rare chance to acquire a 4-room HDB flat (approximately 84 sqm / 904 sqft) on a high floor in the popular Bishan estate. The unit has been beautifully renovated and is in move-in condition, offering good natural light and ventilation. The layout is functional and the flat has been well maintained throughout. Connectivity is excellent — Bishan MRT Interchange (NS17/CC15) is about a 10-minute walk away, and major expressways, Junction 8, supermarkets, eateries and other daily amenities are all within easy reach. The property is within 1 km of Guang Yang Primary School, Kuo Chuan Presbyterian Primary School and Catholic High School, and is also close to Raffles Institution and Raffles Girls School.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$2,816
↳Principal$1,175
↳Interest$1,641
Loan amount$562,500
Down payment$187,500
↳Min. cash (5%)$37,500
↳CPF OA usable$150,000
Buyer's Stamp Duty (BSD)$17,100
Upfront cash + CPF needed$204,600
Total interest over loan$282,302
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
