This 1,001 sqft, 4-room HDB flat in Punggol Central offers 3 bedrooms and 2 bathrooms in a fully furnished condition. The unit is well-equipped with air conditioning, built-in wardrobes, and a spacious living area. It sits within a development that provides a car park, 24-hour security, and a well-maintained environment. The location is highly convenient: Punggol MRT station is approximately 1.4 km away, and Damai LRT station is just a 5-minute walk. Families will appreciate nearby schools including Horizon Primary School (1.3 km). Daily necessities are easily met with Sheng Siong Supermarket (0.7 km), FairPrice (0.9 km), and an Ang Mo Supermarket, as well as a coffeeshop/eatery across the street, a small bakery and bubble tea shop, and a Shell petrol station nearby. Waterway Point mall is about 1.3 km away, and Punggol Oasis is just 3 minutes from the unit.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$2,347
↳Principal$979
↳Interest$1,367
Loan amount$468,750
Down payment$156,250
↳Min. cash (5%)$31,250
↳CPF OA usable$125,000
Buyer's Stamp Duty (BSD)$13,350
Upfront cash + CPF needed$169,600
Total interest over loan$235,252
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
Walking times are estimates based on straight-line distance to the station.
Schools nearby
Primary — within 1km (Phase 2A priority)
Punggol View Primary School286 m
Edgefield Primary School343 m
Oasis Primary School534 m
Horizon Primary School823 m
Punggol Green Primary SchoolBorderline908 m
Mee Toh SchoolBorderline927 m
Greendale Primary SchoolBorderline947 m
Primary — 1-2km (Phase 2B priority)
How this price compares
This unit
S$624 psf
Punggol HDB median
S$692 psf
10% below town median
Based on 901 recent HDB resale transactions in Punggol (data.gov.sg, last 6 months). A comparison, not a valuation.
Valour Primary SchoolBorderline
1026 m
Rivervale Primary School1.1 km
Punggol Cove Primary School1.3 km
Waterway Primary School1.4 km
Compassvale Primary School1.4 km
Northshore Primary School1.7 km
Seng Kang Primary School1.7 km
North Spring Primary School1.8 km
Secondary & JC — within 2km
Punggol Secondary School0.3 km
Edgefield Secondary School0.5 km
Greendale Secondary School0.9 km
Compassvale Secondary School1.1 km
Yusof Ishak Secondary School1.3 km
CHIJ St. Joseph's Convent1.3 km
Outram Secondary School1.8 km
Schools shown at 0.9–1.1 km sit right on the 1 km line. Our distance is straight-line; MOE's official measurement may differ by a few metres, so verify these borderline schools on the MOE / OneMap school-finder before relying on them.
Distance is straight-line, not walking. School priority distances are MOE registration rules; balloting may still apply.
