At 1,184 sqft, this 5-room HDB flat offers more space than most new launches at a fraction of the price — and you are just a 3-minute walk from Cove LRT station.
The flat sits on the 6th floor with a south-west facing orientation, giving you natural afternoon light without the harsh morning glare. The layout spans 3 bedrooms and 2 bathrooms, with the generous floor area providing ample room for a full dining setup, comfortable living space, and dedicated sleeping quarters. It is unfurnished, so you get a blank slate to design the interior exactly as you want without paying a premium for someone else's taste.
Located in D19, the Punggol area has undergone significant transformation over the past decade, with waterway parks, neighbourhood malls, and a growing F&B scene all within reach. Cove LRT connects you into the broader Sengkang and Punggol MRT network on the North East Line, making the commute into town straightforward.
The block is at a mid-floor level — high enough for privacy and airflow, without the wait times of upper floors. Built in 2003 on a 99-year leasehold tenure, the flat still carries healthy lease remaining, making it a viable option for both own-stay buyers and those exploring CPF usage eligibility.
Priced at $680,000, the per square foot works out to approximately $574 psf — competitive for the size and location. If you are upsizing from a smaller flat or making a first move into a larger space, this one is worth viewing before it goes.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$2,553
↳Principal$1,066
↳Interest$1,488
Loan amount$510,000
Down payment$170,000
↳Min. cash (5%)$34,000
↳CPF OA usable$136,000
Buyer's Stamp Duty (BSD)$15,000
Upfront cash + CPF needed$185,000
Total interest over loan$255,954
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.