A spacious 1,302 sqft three-bedroom apartment on a mid floor at Summerhill condominium along Hume Avenue. The unit features floor-to-ceiling windows in the living area that frame extensive greenery views, and a single-loading layout that promotes excellent cross-ventilation and natural light throughout the day. The living room and master bedroom face approximately North-East. The apartment is in bright, well-maintained original condition and offers good renovation potential with solid ceiling height. The layout includes generous living and dining areas, a wide entrance foyer with space for tall storage cabinets, a separate storeroom, a large yard suitable for a stacked washer/dryer and ceiling-mounted laundry rack, a separate helper's room with window, and a separate helper's WC with window. The master bathroom is large, featuring a bathtub, separate shower, and window; the common bathroom has a standing shower and window — both are naturally ventilated. Bedrooms 2 and 3 are described as very spacious. Summerhill's facilities include a main swimming pool, two children's pools with slides, a tennis court, gymnasium, and children's play area, with basement car parking and wheelchair-accessible drop-off ramps at each block. The development is approximately 500m (about 7 minutes' walk) from Hume MRT Station (DT4), and is close to the Rail Corridor, the upcoming Bukit Timah-Rochor Green Corridor, and Bukit Timah Nature Reserve.
Property details
Tenure
Freehold
Built / TOP
2003
Floor
Mid floor
Facing
NE
Furnishing
unfurnished
Amenities
Swimming poolChildren's poolTennis courtGymnasiumChildren's play areaBasement car parkCovered car parking24-hour securityBarbecue pitsClubhouse
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$9,199
↳Principal$3,840
↳Interest$5,359
Loan amount$1,837,500
Down payment$612,500
↳Min. cash (5%)$122,500
↳CPF OA usable$490,000
Buyer's Stamp Duty (BSD)$92,100
Upfront cash + CPF needed$704,600
Total interest over loan$922,187
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.