This 3S-model HDB flat on a high floor offers approximately 64 sqm (689 sqft) of bright, airy living space with a squarish layout and no odd-shaped rooms. The unit features two squarish bedrooms each with an attached bathroom, plus a storeroom. It faces a quiet direction and enjoys good natural ventilation. Conveniently located with a food centre, supermarket, and shops just across the road, and within easy reach of Bishan MRT/Bus Interchange and Junction 8 Shopping Mall. Open to all races and PRs. Schools within 1 km include Catholic High School, First Toa Payoh Primary, Kuo Chuan Presbyterian Primary, and St. Gabriel's Primary.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$2,065
↳Principal$862
↳Interest$1,203
Loan amount$412,500
Down payment$137,500
↳Min. cash (5%)$27,500
↳CPF OA usable$110,000
Buyer's Stamp Duty (BSD)$11,100
Upfront cash + CPF needed$148,600
Total interest over loan$207,022
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
