This 4-room (4S Simplified) corner unit at Block 693 Hougang Street 61 is offered at $508,000 with zero cash-over-valuation. The unit sits on the 2nd floor and spans 85 sqm (915 sqft), with the main door and living area facing North/NE, providing a bright and breezy environment with no west sun. The kitchen has been fully renovated with new cabinets, lighting, and wall and floor tiles. One common room has been converted to an open-concept layout, which can be reinstated. The unit will be handed over fully vacant with no extension required. A low deposit is welcomed. Note that eligibility is restricted to Malay, Indian, and other ethnic groups only — buyers should check with HDB for eligibility. The lease commenced in June 1987 with approximately 60 years remaining. The property is a short walk to Hougang Village, Hougang Green Mall, coffeeshops, a 24-hour supermarket, GP clinics, a childcare centre, and various eateries including a food court and McDonald's. It is approximately 1.2 km from Buangkok MRT and 1.6 km from Hougang MRT. Some listing photos are AI-generated for decluttering purposes; the unit is in good, acceptable condition with no floor cracks.
Property details
Tenure
99-year Leasehold
Remaining lease
≈ 60 years
Lease commencement
1987
Floor
2nd floor
Facing
N
Furnishing
partial
Amenities
CabinetsCar parking outsideEV car parkingFalse ceiling
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$1,907
↳Principal$796
↳Interest$1,111
Loan amount$381,000
Down payment$127,000
↳Min. cash (5%)$25,400
↳CPF OA usable$101,600
Buyer's Stamp Duty (BSD)$9,840
Upfront cash + CPF needed$136,840
Total interest over loan$191,213
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.