This fully renovated 2-bedroom corner unit at The Florence Residences sits on a high floor and offers unobstructed views with good privacy. The unit spans 797 sqft (74 sqm) and comes fully furnished, making it a cost-effective, move-in-ready option. The seller is described as sincere and the unit is priced to sell. The apartment is bright and well-ventilated, featuring high ceilings. It is located within 1 km of Holy Innocents Primary, Xinmin Primary, and Monfort Junior School. Residents enjoy a shuttle service to Kovan and Hougang MRT stations, and the development is within walking distance of Heartland Mall and Hougang Mall. Major expressways CTE, TPE, and Seletar Expressway are easily accessible.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$5,512
↳Principal$2,301
↳Interest$3,211
Loan amount$1,101,000
Down payment$367,000
↳Min. cash (5%)$73,400
↳CPF OA usable$293,600
Buyer's Stamp Duty (BSD)$43,320
Upfront cash + CPF needed$410,320
Total interest over loan$552,560
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
Walking times are estimates based on straight-line distance to the station.
Schools nearby
Primary — within 1km (Phase 2A priority)
Xinmin Primary School693 m
Montfort Junior School772 m
Holy Innocents' Primary School784 m
Primary — 1-2km (Phase 2B priority)
Xinghua Primary SchoolBorderline1083 m
Yio Chu Kang Primary School1.2 km
Hougang Primary School1.3 km
CHIJ Our Lady Of The Nativity1.3 km
Punggol Primary School1.5 km
Rosyth School1.5 km
Palm View Primary School1.9 km
Paya Lebar Methodist Girls' School (Primary)1.9 km
North Vista Primary School2.0 km
Secondary & JC — within 2km
Anderson Serangoon Junior College0.2 km
Xinmin Secondary School0.7 km
Montfort Secondary School0.8 km
Bowen Secondary School1.1 km
Holy Innocents' High School1.1 km
Yuying Secondary School1.2 km
Hougang Secondary School1.3 km
NPS International School1.5 km
Paya Lebar Methodist Girls' School (Secondary)1.8 km
Serangoon Secondary School1.9 km
Serangoon Garden Secondary School2.0 km
Schools shown at 0.9–1.1 km sit right on the 1 km line. Our distance is straight-line; MOE's official measurement may differ by a few metres, so verify these borderline schools on the MOE / OneMap school-finder before relying on them.
Distance is straight-line, not walking. School priority distances are MOE registration rules; balloting may still apply.
