This 2-bedroom, 1-bathroom unit with a study at Affinity at Serangoon spans 624 sqft and is currently tenanted, so viewings need to be arranged in advance. The unit is part of a large-scale 99-year leasehold condominium development in District 19, completed in December 2024. The development comprises 1,052 residential units across a range of layouts, plus five retail shops on-site. Shared facilities include a lap pool, wading pool, jacuzzi, gymnasium, tennis courts, jogging track, barbecue pits, children's playground, clubhouse, multi-purpose hall, reflexology path, and 24-hour security, among others. The development is well-served by nearby schools including Rosyth School (0.74 km), Zhonghua Primary School (0.86 km), Bowen Secondary School (0.57 km), and Serangoon Garden Secondary School (0.67 km). The upcoming CR9 Serangoon North MRT station is approximately 0.58 km away, offering future connectivity across the island. Nearby amenities include FairPrice supermarkets and myVillage at Serangoon Gardens for shopping and dining.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$4,355
↳Principal$1,818
↳Interest$2,538
Loan amount$870,000
Down payment$290,000
↳Min. cash (5%)$58,000
↳CPF OA usable$232,000
Buyer's Stamp Duty (BSD)$31,000
Upfront cash + CPF needed$321,000
Total interest over loan$436,628
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
