A well-renovated 1-bedroom plus study unit at Affinity At Serangoon, presented in absolute move-in condition. The unit is suitable for singles, young couples, or investors. The main door faces South while the balcony faces North. On the ground floor of the development, there is a convenience store and retail shops. Four coffee shops and an NTUC FairPrice supermarket are located just a short walk away. Shopping malls including AMK Hub, Hougang Mall, and NEX are all within minutes. The upcoming Serangoon North MRT Station (Cross Island Line) is accessible via a sheltered walkway, with AMK and Hougang MRT stations also nearby. Rosyth Primary and Zhonghua Primary schools are both within 1 km. Drivers have easy access to the CTE and KPE expressways.
RenovatedMove-in condition1 Bedroom + StudyBalconyNear upcoming Serangoon North MRT (Cross Island Line)Within 1km of Rosyth Primary and Zhonghua Primary
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$3,492
↳Principal$1,457
↳Interest$2,034
Loan amount$697,500
Down payment$232,500
↳Min. cash (5%)$46,500
↳CPF OA usable$186,000
Buyer's Stamp Duty (BSD)$22,500
Upfront cash + CPF needed$255,000
Total interest over loan$350,055
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
