This well-maintained and renovated 4-Room HDB flat in Tampines spans 1,140 sqft (106 sqm) and sits on a low floor. Originally configured as 3 bedrooms, it has been converted to 2 bedrooms and 2 bathrooms, with the master and common rooms combined into one large master bedroom. The unit features a spacious living and dining area, an efficient layout, and good natural ventilation. The living room faces south and the main door faces west. Renovation was carried out approximately 5 years ago. The flat holds a 99-year lease commencing 1985, with over 57 years of balance lease remaining as of July 2026. It is located within 0.57 km of Tampines MRT (DT32/EW2) and 0.67 km of Tampines West MRT (DT31). Nearby amenities include Century Square (0.44 km), Eastpoint Mall (0.47 km), Our Tampines Hub (0.64 km), Tampines Round Market and Food Centre (0.35 km), and multiple FairPrice supermarkets within 0.5 km. Several primary schools are within 1 km, including Tampines Primary School (0.15 km), Junyuan Primary School (0.50 km), and St Hild's Primary School (0.75 km).
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$2,478
↳Principal$1,034
↳Interest$1,444
Loan amount$495,000
Down payment$165,000
↳Min. cash (5%)$33,000
↳CPF OA usable$132,000
Buyer's Stamp Duty (BSD)$14,400
Upfront cash + CPF needed$179,400
Total interest over loan$248,426
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
