A spacious 3-bedroom unit on a high floor at Watertown, offered for sale with vacant possession. The unit spans 1,173 sq ft and features high ceilings with good natural ventilation. Watertown is an integrated development situated directly above Waterway Point shopping mall, with Punggol MRT station and the bus interchange just steps away. Nearby schools include Punggol View Primary (0.4 km), Punggol Green Primary (0.67 km), Edgefield Secondary (0.73 km), Edgefield Primary (0.93 km), and Punggol Secondary (0.95 km). The development is a 99-year leasehold condominium completed in 2017, developed by Far East Organisation, Frasers Centrepoint, and Sekisui House.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$10,063
↳Principal$4,200
↳Interest$5,863
Loan amount$2,010,000
Down payment$670,000
↳Min. cash (5%)$134,000
↳CPF OA usable$536,000
Buyer's Stamp Duty (BSD)$103,600
Upfront cash + CPF needed$773,600
Total interest over loan$1,008,760
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
Walking times are estimates based on straight-line distance to the station.
Schools nearby
Primary — within 1km (Phase 2A priority)
Punggol View Primary School368 m
Valour Primary School411 m
Punggol Green Primary School669 m
Punggol Cove Primary School676 m
Edgefield Primary SchoolBorderline945 m
Oasis Primary SchoolBorderline997 m
Primary — 1-2km (Phase 2B priority)
Northshore Primary School1353 m
Compassvale Primary School
1441 m
Horizon Primary School1455 m
Mee Toh School1475 m
Rivervale Primary School1492 m
Greendale Primary School1578 m
Springdale Primary School1910 m
Seng Kang Primary School1952 m
Waterway Primary School1996 m
Secondary & JC — within 2km
Edgefield Secondary School0.7 km
Yusof Ishak Secondary School0.7 km
Punggol Secondary School0.9 km
Compassvale Secondary School1.2 km
Greendale Secondary School1.5 km
Outram Secondary School1.6 km
CHIJ St. Joseph's Convent1.6 km
Schools shown at 0.9–1.1 km sit right on the 1 km line. Our distance is straight-line; MOE's official measurement may differ by a few metres, so verify these borderline schools on the MOE / OneMap school-finder before relying on them.
Distance is straight-line, not walking. School priority distances are MOE registration rules; balloting may still apply.
