A rare freehold bungalow set on a generous 11,235 sqft plot along Florence Road, offering 8,000 sqft of living space. The property features a large private garden ideal for leisure and outdoor living. Its freehold tenure provides long-term investment security and capital appreciation potential. The spacious interior is suited for customisation or family expansion. Conveniently located within walking distance of Kovan MRT and Heartland Mall, with easy access to major expressways. Available for immediate move-in or redevelopment.
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$86,358
↳Principal$36,045
↳Interest$50,313
Loan amount$17,250,000
Down payment$5,750,000
↳Min. cash (5%)$1,150,000
↳CPF OA usable$4,600,000
Buyer's Stamp Duty (BSD)$1,319,600
Upfront cash + CPF needed$7,069,600
Total interest over loan$8,657,270
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
Walking times are estimates based on straight-line distance to the station.
Schools nearby
Primary — within 1km (Phase 2A priority)
Xinmin Primary School765 m
Holy Innocents' Primary SchoolBorderline922 m
Xinghua Primary SchoolBorderline974 m
Montfort Junior SchoolBorderline985 m
Primary — 1-2km (Phase 2B priority)
Yio Chu Kang Primary School1.4 km
Hougang Primary School1.4 km
Rosyth School1.5 km
CHIJ Our Lady Of The Nativity
1.6 km
Punggol Primary School1.7 km
Paya Lebar Methodist Girls' School (Primary)1.7 km
Zhonghua Primary School1.9 km
Secondary & JC — within 2km
Anderson Serangoon Junior College0.1 km
Xinmin Secondary School0.8 km
Montfort Secondary School1.0 km
Yuying Secondary School1.1 km
Bowen Secondary School1.1 km
NPS International School1.3 km
Holy Innocents' High School1.3 km
Hougang Secondary School1.4 km
Paya Lebar Methodist Girls' School (Secondary)1.6 km
Peicai Secondary School1.9 km
Serangoon Garden Secondary School1.9 km
Schools shown at 0.9–1.1 km sit right on the 1 km line. Our distance is straight-line; MOE's official measurement may differ by a few metres, so verify these borderline schools on the MOE / OneMap school-finder before relying on them.
Distance is straight-line, not walking. School priority distances are MOE registration rules; balloting may still apply.
