A rarely available freehold 4-bedroom duplex penthouse at Novena Suites, offering fantastic views and convenient access to Novena MRT station and nearby malls. The unit is well-maintained by the current tenant and can be sold with or without existing tenancy. The lower floor comprises a living and dining area, three bedrooms (two with attached bathrooms), a powder room, outdoor dining space, kitchen, and a yard with utility room and helper's toilet. The upper floor features the master bedroom with master bathroom, a family area, a roof garden, and a sundeck. The property falls within 1 km of SJI Junior, ACS (Primary), and Farrer Park Primary School. The seller is motivated.
Property details
Tenure
Freehold
Built / TOP
2004
Furnishing
partial
Media
Floor plan
Amenities
Air conditioningBalconyCovered car parkingModern kitchen furnishing24-hour securityBarbeque pitsBasement car parkGymnasiumSwimming pool
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Monthly repayment + total upfront — Singapore BSD/ABSD included.
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Monthly repayment$21,777
↳Principal$9,090
↳Interest$12,688
Loan amount$4,350,000
Down payment$1,450,000
↳Min. cash (5%)$290,000
↳CPF OA usable$1,160,000
Buyer's Stamp Duty (BSD)$287,600
Upfront cash + CPF needed$1,737,600
Total interest over loan$2,183,138
The minimum-cash portion above must be paid in cash; the rest of the down payment can come from your CPF OA. BSD/ABSD is usually paid in cash first, then reimbursable from CPF OA — subject to your available OA balance.
Indicative only. Actual rates, TDSR caps, MSR (for HDB), and bank approvals will vary. Consult a mortgage broker.
